Our Approach
Evidence-based planning. Transparent fees. No conflicts of interest.
Radiant is a fee-only practice — no commissions, no proprietary products, no incentive to recommend anything other than what's right for you. The portfolio follows the plan, not the other way around.
Guiding Principles
Three principles that guide every engagement.
Evidence-Based
Low-cost index funds, systematic rebalancing, and tax-efficient positioning. No market timing, no speculation, no chasing returns.
Planning-First
The investment strategy is built around your financial plan — retirement projections, tax considerations, estate goals, risk tolerance — not the other way around.
Fee-Only
You pay for advice, not products. No commissions, no revenue sharing, no conflicts. Our incentive is aligned with yours.
Three Ways to Work With Us
Choose the model that fits where you are.
Hourly Planning
For a specific question or decision. Pay for the time, get clear answers, no ongoing commitment. A second opinion on a TIAA election, a Social Security timing question, or a single decision you want to get right.
One-Time Financial Plan
A full review of your financial picture — retirement projections, TIAA strategy, Social Security analysis, tax considerations, estate planning. One engagement, one clear roadmap.
Ongoing Wealth Management
A long-term relationship. Dan and his team manage the portfolio, monitor the plan, and are available when life changes and new decisions come up. Fees based on assets under management.
Our Approach
Financial planning refined over decades of working with academic and medical professionals.
01
Goal Setting
We'll start by discussing your timeline and priorities. We'll help you define what financial success looks like at every stage — whether that's funding your children's education, retiring at 60, or endowing a research program.
02
Comprehensive Planning
We'll deliver a straightforward roadmap toward your financial goals — addressing your priorities, outlining the steps to navigate potential obstacles, and maximizing returns through a solid, tax-efficient portfolio.
03
Ongoing Support & Advice
Life is constantly changing, and your goals will too. When new priorities lead you towards different approaches to wealth management and savings, we'll be here to adapt your plan so it transitions along with you.
Who We Serve
Serving the people and organizations advancing research, education, and care.
For Individuals
Professionals and families building meaningful wealth.
- Faculty — professors, researchers, and principal investigators
- Physicians — attending physicians, surgeons, and practice owners
- Individuals & Families — estate planning, gifting, and philanthropy
For Organizations
Bring specialized financial guidance to your people.
- HR & Benefits Teams — embed Radiant as a vetted wealth management resource for your employees
- Institutions — on-campus seminars, workshops, and faculty-focused programming
and physicians from
Listing of these institutions does not constitute an endorsement of Radiant Wealth Management by them.
Our Team
Work with Dan and his team.
Dan Fagan has advised faculty and physicians at Yale, Brown, UConn and other leading institutions over 30 years. His book, Getting to Emeritus, will be published by Johns Hopkins University Press in August 2026.
Working with Dan and His Team
Dan Fagan, MSPFP, MPAS™, AIF®
Managing Partner, Advisor
John Caplan
Partner, Advisor
Frequently Asked Questions
Common questions.
We offer three ways to engage: hourly planning for specific questions, a flat-fee comprehensive financial plan, and ongoing wealth management based on assets under management. We are happy to walk through which option fits your situation in an initial conversation. There is no cost or obligation for that first call.
We are a fee-only firm. We do not earn commissions or receive compensation from financial products. We are paid directly by clients — either hourly, through a flat project fee, or as a percentage of assets we manage. This structure keeps our interests aligned with yours.
Our practice is deliberately focused on academics and physicians. Dan has spent over 25 years advising faculty at institutions including Yale, Brown, UConn, and Wesleyan. That focus is not incidental — it shapes everything from how we think about TIAA to how we approach the retirement transition. We are not a general advisory firm that happens to have some faculty clients.
It does not have to be. We handle the paperwork and coordination involved in transitions and are happy to walk you through what that process looks like for your specific accounts. Many clients also start with a one-time planning engagement before deciding whether to transition fully.
Let's talk about what's next.
Schedule a conversation to see how Radiant can bring clarity to your financial life — with the rigor you'd expect.
- Planning built around academic and medical careers
- Tax, estate, and investment strategies working together
- A dedicated advisor who understands your world
- Transparent fees with no product commissions
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